If I had a million dollars . . . what comes to mind is the song by the Barenaked Ladies. Laugh out loud, for sure. But in all seriousness, if I had a million dollars, there are several things I would do.
Debt
The first thing I would do is pay off our debt. It's nowhere close to a million dollars, which is nice. The house, the truck . . . there really isn't a lot to speak of. But having those paid off would allow us a lot more leeway. Years ago, my husband and I took the Dave Ramsey classes and boy, that made a big difference in our financial situation. We're working on it, but we have a long way to go. Having a million dollars would put us on Step 7, Build wealth and give. Wow, would that be the most fantastic thing to happen? But I'm a dreamer so I'll keep dreaming. And keep working my butt off.
Invest
This is something that I do through my 401k, but I've never been able to do any of it outside of that. After all our debt gets paid off, I'd invest some. Not all, some. Now, with that being said, it's easy to go on a spending spree and that's all fine if you budget for it first (thank you, Dave Ramsey classes). I'm more frugal than my husband, although when I get deliveries from Amazon, UPS, FedEx, he thinks differently. It is true, though. We have goals, and we both actively work toward them, but I think I'm more inclined to think about the repercussions of spending than he is in certain situation. That is not a bad thing and I am totally not bashing on my husband. There are two types of people in a marriage (usually), the nerd and the free-spirit. I'm the nerd. Duh. But we work together toward our goals. Having a million dollars would just help us get to our goal faster!
Travel
Taking a vacation would be great. Somewhere we've never been, even better. Of course, we have our travel trailer but it's been pretty stationary for the last year because of well . . . this. Working. Writing. Hoping to get more in this year, but we'll see. I would love to fly to somewhere such as the Caribbean or England, somewhere we've never been that we both want to go. If I had a million dollars, we could do that.
Buy Land and Move
And last, but certainly not the least of my list, would be to buy land. My husband would love to pick up and move to Belize. Reality is, we'd buy land (the goal is Wisconsin) and build a house. We like Buffalo and we like our neighbors, but we don't want any. Houses are popping up everywhere out here and you can tell by the additional traffic. It's getting too much like city living now. Time to leave! We have two more years before the youngest is out of high school, so the million dollars would just help us attain the goal of moving faster.
What would you do if you had a million dollars?